Personal Cover

Protect the life you love

We'll help you decide
What cover do I need?

Good question! When it comes to protection, there is no “one size fits all”.  Knowing what type, how much, or who with, is best for you and your family can be a bit of a mine field.  That is why we want to take all the complications away.  We will get to you know, recommend your best fit of cover, and go from there.

All our advice is free – so you just pay for your chosen policy.

Types of cover

From life insurance to income protection, we’ve got something for you!

Life Insurance

Life Insurance protects the lives you love

Life cover provides for your loved ones
It pays a cash lump sum or income if you die
Financial peace of mind for those left behind

Income Protection

The policy that every working person should consider

A must-have for the working person. Cover up to 70% of pre-tax pay if you are unable to work.
Can offer long-term or short-term cover
Reassurance as most people can’t reply on state benefits alone.

Critical Illness Cover

A lump sum if you become seriously ill.  It can also cover against serious injury

A tax-free lump sum when you need it most
Protect against a major health crisis
Find a policy that is suitable for you

Mortgage Protection

Cover to make sure the family home is secure

Mortgage Life Cover is one of the most frequent bought types of insurance
Save your home for your loved ones
Stop the worry of missed repayments
Prevent repossession

Family Income Benefit

A regular monthly income for your family

Lift the monthly financial strain left for those in your absense
Cover for the monthly bills
Family Income Benefit will provide a tax-free monthly income for your family

Accident and Injury Cover

From broken bones to those that could significantly impact your life.

No financial or medical underwriting
24/7 worldwide cover
Cover for families, those with active lifestyles and who might be at particular risk of certain injuries.

Over 50’s Life Cover

A great way to leave a cash lump sum

Guaranteed acceptance Life Insurance for anyone aged 50 to 80
No medical questions to answer

Nothing but the best

We choose only the best policies from the best insurers

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